First Mortgage Loans

If you're purchasing or refinancing a home, think of RCU first. We offer:

• RCU Mortgage Center - Applying for a mortgage loan has never been easier
• Competitive fixed and variable rates
• 30-year and 15-year fixed loans, as well as 2-year, 3-year, 5-year and 7-year Reset loans. Find terms and conditions here.
• Reset loans allow you to enjoy:
  • Low monthly payments because your loan is amortized over 30 years
  • An initial fixed rate for the reset term (2, 3, 5, or 7 years)
  • A periodic cap that means your rate cannot adjust more than the stated periodic amount (and it could be lower if interest rates are lower at the time your loan “resets”)
• Flexible terms
• No point and point options available.
• Low loan-to-value ratios may result in a lower rate
• Lower fees than most competitors

• Rates

Visit our mortgage center to get started today. If you have any questions, please call us at: (800) 479-7928 or visit an RCU branch.

Credit Life and Disability Insurance

For extra protection and peace of mind, we offer Credit Life & Disability Insurance for most loans at a nominal charge. Premiums are added to your monthly loan payment and are financed over the term of the loan. Ask us about this important coverage for your loan.